By State/Kentucky

Medical Costs in Kentucky (2026)

Cost Index: 0.84 (-16% vs. national avg.)

Kentucky Healthcare Overview

0.84
Cost Index
$6,300
Avg Annual Premium
5.4%
Uninsured Rate

Medical costs in Kentucky are lower than the national average, with a cost index of 0.84. The South region generally has lower healthcare costs. Kentucky has an uninsured rate of 5.4% and average annual insurance premiums of $6,300.

Top Hospitals in Kentucky

  • UK HealthCare
  • Norton Healthcare
  • Baptist Health Louisville

Procedure Costs in Kentucky

ProcedureKY AvgRangeW/ Insurance
Knee Replacement$41,160$25,200-$58,800$10,080
Hip Replacement$40,320$26,880-$57,120$9,240
Appendectomy$18,480$10,080-$29,400$5,040
Cataract Surgery$4,116$2,940-$5,880$2,100
Colonoscopy$2,310$1,260-$3,780$1,008
MRI Scan$1,113$336-$2,940$672
CT Scan$924$252-$2,520$504
Dental Crown$1,134$672-$2,100$840
Root Canal$924$588-$1,512$588
Wisdom Teeth Removal$1,344$252-$2,520$1,008
ACL Repair$29,400$16,800-$42,000$8,400
Hernia Repair$10,080$5,040-$21,000$4,200

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