Medical Costs by State (2026)
Healthcare costs vary by 40-80% between states. Compare procedure costs, insurance premiums, and uninsured rates across all 50 states.
How to read this data: The cost index shows how medical costs compare to the national average (1.00). A cost index of 1.38 (California) means procedures cost 38% more than average. An index of 0.78 (Mississippi) means 22% below average.
Northeast
ConnecticutCT
Cost Index: 1.28
+28% vs national avg
Uninsured: 5.7%
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DelawareDE
Cost Index: 1.10
+10% vs national avg
Uninsured: 6.5%
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MaineME
Cost Index: 1.08
+8% vs national avg
Uninsured: 7%
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MarylandMD
Cost Index: 1.20
+20% vs national avg
Uninsured: 6.1%
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MassachusettsMA
Cost Index: 1.35
+35% vs national avg
Uninsured: 2.9%
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New HampshireNH
Cost Index: 1.18
+18% vs national avg
Uninsured: 6.3%
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New JerseyNJ
Cost Index: 1.30
+30% vs national avg
Uninsured: 8.5%
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New YorkNY
Cost Index: 1.40
+40% vs national avg
Uninsured: 5.8%
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PennsylvaniaPA
Cost Index: 1.08
+8% vs national avg
Uninsured: 5.6%
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Rhode IslandRI
Cost Index: 1.22
+22% vs national avg
Uninsured: 4.8%
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VermontVT
Cost Index: 1.12
+12% vs national avg
Uninsured: 4%
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South
AlabamaAL
Cost Index: 0.85
-15% vs national avg
Uninsured: 9.7%
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ArkansasAR
Cost Index: 0.82
-18% vs national avg
Uninsured: 8.8%
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FloridaFL
Cost Index: 1.05
+5% vs national avg
Uninsured: 13.2%
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GeorgiaGA
Cost Index: 0.96
-4% vs national avg
Uninsured: 12.4%
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KentuckyKY
Cost Index: 0.84
-16% vs national avg
Uninsured: 5.4%
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LouisianaLA
Cost Index: 0.89
-11% vs national avg
Uninsured: 8.6%
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MississippiMS
Cost Index: 0.78
-22% vs national avg
Uninsured: 11.8%
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North CarolinaNC
Cost Index: 0.94
-6% vs national avg
Uninsured: 10.7%
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OklahomaOK
Cost Index: 0.84
-16% vs national avg
Uninsured: 14.3%
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South CarolinaSC
Cost Index: 0.88
-12% vs national avg
Uninsured: 11%
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TennesseeTN
Cost Index: 0.90
-10% vs national avg
Uninsured: 9.8%
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TexasTX
Cost Index: 0.98
-2% vs national avg
Uninsured: 18.4%
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VirginiaVA
Cost Index: 1.08
+8% vs national avg
Uninsured: 8%
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West VirginiaWV
Cost Index: 0.80
-20% vs national avg
Uninsured: 6.4%
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Midwest
IllinoisIL
Cost Index: 1.12
+12% vs national avg
Uninsured: 7.3%
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IndianaIN
Cost Index: 0.92
-8% vs national avg
Uninsured: 8.4%
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IowaIA
Cost Index: 0.88
-12% vs national avg
Uninsured: 5%
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KansasKS
Cost Index: 0.87
-13% vs national avg
Uninsured: 9.1%
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MichiganMI
Cost Index: 0.96
-4% vs national avg
Uninsured: 6%
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MinnesotaMN
Cost Index: 1.08
+8% vs national avg
Uninsured: 4.5%
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MissouriMO
Cost Index: 0.90
-10% vs national avg
Uninsured: 9.4%
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NebraskaNE
Cost Index: 0.89
-11% vs national avg
Uninsured: 7.9%
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North DakotaND
Cost Index: 0.90
-10% vs national avg
Uninsured: 7.5%
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OhioOH
Cost Index: 0.93
-7% vs national avg
Uninsured: 6.6%
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South DakotaSD
Cost Index: 0.88
-12% vs national avg
Uninsured: 9.5%
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WisconsinWI
Cost Index: 0.96
-4% vs national avg
Uninsured: 5.1%
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West
AlaskaAK
Cost Index: 1.42
+42% vs national avg
Uninsured: 12.8%
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ArizonaAZ
Cost Index: 0.97
-3% vs national avg
Uninsured: 10.4%
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CaliforniaCA
Cost Index: 1.38
+38% vs national avg
Uninsured: 7.2%
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ColoradoCO
Cost Index: 1.12
+12% vs national avg
Uninsured: 8%
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HawaiiHI
Cost Index: 1.48
+48% vs national avg
Uninsured: 4.2%
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IdahoID
Cost Index: 0.90
-10% vs national avg
Uninsured: 10.5%
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MontanaMT
Cost Index: 0.95
-5% vs national avg
Uninsured: 8.7%
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NevadaNV
Cost Index: 1.05
+5% vs national avg
Uninsured: 11.2%
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New MexicoNM
Cost Index: 0.91
-9% vs national avg
Uninsured: 10.3%
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OregonOR
Cost Index: 1.15
+15% vs national avg
Uninsured: 6.2%
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UtahUT
Cost Index: 1.02
+2% vs national avg
Uninsured: 9.2%
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WashingtonWA
Cost Index: 1.22
+22% vs national avg
Uninsured: 6%
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WyomingWY
Cost Index: 0.94
-6% vs national avg
Uninsured: 11.6%
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