By State/Montana

Medical Costs in Montana (2026)

Cost Index: 0.95 (-5% vs. national avg.)

Montana Healthcare Overview

0.95
Cost Index
$7,000
Avg Annual Premium
8.7%
Uninsured Rate

Medical costs in Montana are lower than the national average, with a cost index of 0.95. The West region generally has lower healthcare costs. Montana has an uninsured rate of 8.7% and average annual insurance premiums of $7,000.

Top Hospitals in Montana

  • Billings Clinic
  • Providence St. Patrick Hospital
  • Bozeman Health

Procedure Costs in Montana

ProcedureMT AvgRangeW/ Insurance
Knee Replacement$46,550$28,500-$66,500$11,400
Hip Replacement$45,600$30,400-$64,600$10,450
Appendectomy$20,900$11,400-$33,250$5,700
Cataract Surgery$4,655$3,325-$6,650$2,375
Colonoscopy$2,613$1,425-$4,275$1,140
MRI Scan$1,259$380-$3,325$760
CT Scan$1,045$285-$2,850$570
Dental Crown$1,283$760-$2,375$950
Root Canal$1,045$665-$1,710$665
Wisdom Teeth Removal$1,520$285-$2,850$1,140
ACL Repair$33,250$19,000-$47,500$9,500
Hernia Repair$11,400$5,700-$23,750$4,750

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