Coinsurance

Insurance term

Definition

Your share of the costs of a covered healthcare service, calculated as a percentage of the allowed amount. For example, if your coinsurance is 20%, you pay 20% of each medical bill after meeting your deductible, and your insurance pays the remaining 80%.

Related Terms

  • Deductible

    The amount you must pay out of pocket for covered healthcare services before you...

  • Copay

    A fixed amount you pay for a covered healthcare service after you have met your ...

  • Out-of-Pocket Maximum

    The most you have to pay for covered services in a plan year. After you spend th...

  • Premium

    The amount you pay each month for your health insurance coverage, regardless of ...

  • Pre-Authorization

    A requirement that your health insurer approve a medical service, procedure, or ...

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