Copay

Insurance term

Definition

A fixed amount you pay for a covered healthcare service after you have met your deductible. For example, you might pay $30 for a doctor visit or $15 for a generic prescription. Copays can vary by the type of service (primary care vs specialist) and are set by your insurance plan.

Related Terms

  • Deductible

    The amount you must pay out of pocket for covered healthcare services before you...

  • Coinsurance

    Your share of the costs of a covered healthcare service, calculated as a percent...

  • Out-of-Pocket Maximum

    The most you have to pay for covered services in a plan year. After you spend th...

  • Premium

    The amount you pay each month for your health insurance coverage, regardless of ...

  • Pre-Authorization

    A requirement that your health insurer approve a medical service, procedure, or ...

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