Appeal

Insurance term

Definition

A formal request to your insurance company to review and reconsider a denied claim or coverage decision. You have the right to appeal any denial. Internal appeals go to the insurer; external appeals go to an independent review organization. Many denied claims are overturned on appeal — always appeal significant denials.

Related Terms

  • Deductible

    The amount you must pay out of pocket for covered healthcare services before you...

  • Copay

    A fixed amount you pay for a covered healthcare service after you have met your ...

  • Coinsurance

    Your share of the costs of a covered healthcare service, calculated as a percent...

  • Out-of-Pocket Maximum

    The most you have to pay for covered services in a plan year. After you spend th...

  • Premium

    The amount you pay each month for your health insurance coverage, regardless of ...

View Full Glossary

Understanding healthcare terminology helps you communicate more effectively with providers and make informed decisions about your care. Use our procedure cost database to find fair prices for any medical service.